Monitoring the Quality of Credit Portfolios to Multifinance & Fintech Program
BTPN as one of the top choice banks in Indonesia, has provided significant changes in the lives of millions of its customers through technology. BTPN has an application named Jenius which is a digital banking platform for the consumer class segment. BTPN also have a corporate business unit that focuses on the services of large national and multinational companies. Digital transformation and innovation succeeded in reducing operating costs by 12%. The decrease in operating costs has a positive impact on the ability of banks to be profitable. BTPN has Quality Management that is in charge of maintaining the quality of credit given to Multifinance companies and Fintech. Quality Management must be able to monitor the health of multifinance companies and fintech companies that are customers of BTPN regarding the quality of their credit portfolio. In supporting this, BTPN cooperates with LPPI in fulfilling the competencies related to the intended program. This education program aims to enable program participants to effectively monitor portfolios, identify, and mitigate credit risk to finance companies and fintech companies.
